how to speak "coupon"

I'm not gonna lie, I kind of had to cheat on this post. To try to give you, my readers, the most information in one period of time (while I am off work, thanks to MLK, Jr.), I had to quickly find a good article or post about coupon lingo so this information is coming to you from The Krazy Coupon Lady. Here is all the coupon lingo you will need to know for couponing. See, you are almost ready. You have the basics, you know where to find your coupons and you now know how to organize them and after reading this, you will be able to speak coupon, not to be confused with English, Italian or Ebonics. Have fun! And don't worry, you won't have to remember all of this...you can always refer back when you have forgotten something.

Coupon Lingo 101

$1.00/1, $2.00/1, etc: One dollar off one product, two dollars off one product, etc.

$1.00/2, $2.00/2, etc: One dollar off two products, two dollars off two products, etc. You must buy 2 items to receive any savings; you cannot redeem the coupon on one product for half the value.

BOGO: Buy one, get one. Will usually end with “free” or “half off” meaning buy one, get one half off, or buy one get one free.

B1G1, B2G1: Another way to write ‘buy one, get one’. The “B” stands for “buy”, the G stands for “get”. The numbers indicate how many of a product you must buy to qualify and the number of products you get when you redeem the coupon or offer. B1G1= Buy one, get one. B2G1= Buy two, get one, B2G2= Buy two, get two.

Blinkie: Manufacturer coupons dispensed by coupon machines found in grocery aisles next to products. Recognize them by the blinking red light. Dispenses coupons one at a time in intervals. Manufacturer blinkie coupons may be redeemed at any store, not necessarily the store in which you found them.

Catalina: Sometimes abbreviated as “CAT”, Catalina coupon machines located at register, dispense long receipt-like coupons that may be used on a future purchase. Catalinas, refer to the coupons themselves which may be manufacturer or store coupons. Some Catalina coupons are advertised and some are generated based on consumer behavior.

Coupon Insert: Coupon circulars inserted into Sunday newspapers amongst the other advertisements. Smart Source (SS), Red Plum (RP) and Proctor and Gamble (PG) put out coupon inserts, sometimes just called “inserts”. Coupon inserts are a valuable money-saving tool and I recommend buying multiple Sunday newspapers in order to have enough coupons to create a stockpile.

Coupon: a note from a store or manufacturer that entitles shopper to a discount on specific product. Coupons may be clipped form the newspaper, printed from the internet or even downloaded to your store loyalty card.
Couponing: [koo-pon-ing, Kyoo-] (v.) the practice of redeeming discount coupons in order to save money.

Couponer: [koo-pon-er, kyoo-] (n.) A person who collects and saves coupons to redeem them on products, such as groceries.

CRT: Cash Register Tape. Usually used when talking about CVS pharmacy, CRTs print at the bottom of your receipt and are generated based on your purchasing history (seemingly random). CRTs are specific to the store where they were printed. They are usually product specific coupons, example: $1.00 off any deodorant purchase.

Double Coupons: Select stores always double coupons up to a certain value, usually $0.50. If your store doubles coupons up to $0.50 off, any coupon $0.50 or under will be doubled in value. Coupons $0.51 or greater will be worth face value, no doubling. You do not need to present two coupons for one item. Each coupon will be worth twice the value. Other stores may double coupons on a particular week day, usually a slower day like Tuesday. Other stores may offer physical store ‘twice-the-value’ coupons. Even other stores may feature double coupons on a special promo week basis and will advertise this in their weekly ad.

ECB: Extra Care Buck CVS pharmacy program; now renamed Extra Bucks.

eCoupons: Electronic coupons may be downloaded onto your store loyalty card or cell phone. Download from your PC or go mobile and download to your loyalty card through your cell phone. Grocery coupons must be downloaded to your loyalty card and will be deducted automatically when you swipe your card at checkout. E-coupons may be downloaded to your cell-phone for other retail items such as movie rentals. Download a coupon using the mobile app and show your discount code to your cashier.

Extra Bucks: CVS rewards program, formerly called ECBs. Extra Bucks print according to the store’s weekly or monthly advertised deals. When you make a qualifying purchase, you receive the coordinating Extra Bucks value as advertised. Extra Bucks are similar to catalinas or register rewards, but they print directly onto the bottom of your receipt.

EXP: Expires or Expiration Date

Handling Fee: Refers to an amount, usually $0.08, paid by the manufacturer to reimburse the store for the trouble of accepting a coupon. The handling fee is usually used to pay a clearing house to sort, organize and bill the manufacturer. If a store chose to sort its own coupons, they will keep the handling fee.

IE: Internet Explorer. When a printable coupon specifies IE or FF, you must click the link that coordinates with the browser you’re using.

IVC: Instant Value Coupon. IVCs are store coupons found in the weekly Walgreens ad. IVCs may be stacked with a manufacturer coupon.

MIR: Mail in Rebate, refers to rebates which must be submitted by mail. These are the traditional rebates that require you to mail in both your receipt and proof of purchase in the form of UPC barcodes.

Manufacturer: The company who produces the brand items: Dove soap manufacturer, Pace Salsa manufacturer, etc.

MFR: Manufacturer abbreviation.

Manufacturer Coupon: A coupon created by the manufacturer, or by a marketing company on the manufacturer’s behalf. Manufacturer offers a discount to shoppers in order to entice them to buy their product. When a coupon is redeemed the manufacturer reimburses the store for the entire value of the coupon, plus a handling fee, approx $0.08.

OOP: Out-of-Pocket; refers to the amount of money you will pay a store to make your purchase. Does not include and after-purchase savings, coupons or rebates.

OYNO: On Your Next Order. Store promos such as Spend $25, save $10 on your next shopping order. OYNO refers to savings that you will not see on your first transaction, but that may be applied to your next purchase. Most OYNO coupons have no minimum purchase. If you spend $25 and receive a coupon worth $10 off your next order, there is no minimum purchase on that next order. If you spend and value over $10, you may redeem your coupon. If you spend under $10, you may use your coupon, but will forfeit the difference.

One Coupon per Purchase: Refers to your ability to use one coupon per item. Meant to enforce the point that you may not use two of the exact same coupon for one item.

One Coupon per Transaction: Limits you to only using one of this coupon per transaction. You may request to do separate transactions. Example: If you have 5 coupons that read “one coupon per transaction” you may request to separate into 5 transactions and pay 5 times.

Peelie: Adhesive manufacturer coupons found on products in the store. Peelies are often good on a wider selection of products than the one it is stuck to. Be sure to read the fine print on the peelie to discover if the coupon may be used on a smaller size or different variety of the same product, to allow you to maximize savings.

P&G: Proctor and Gamble manufacture a wide range of consumer goods and are one of the largest corporations in the world. Proctor and Gamble puts out monthly coupon inserts filled with coupons for a variety of Proctor and Gamble produced brands, just a few of which include: Always, Bounty, Crest, Dawn, Gillette, Olay, Pampers and Tide.

PSA: Prices starting at; when a group of items are on sale, such as Fiber One products 25% off.  I might write “PSA $2.09″ and list a group of Fiber One coupons. This means that the cheapest Fiber One product is $2.09 and prices go up from there.

Purchase: a purchase refers to buying any item. If I buy 30 items on a single shopping trip, I just made 30 purchases.

Purchase-Based Coupon: Purchase-Based coupons specify a dollar amount off a minimum dollar future purchase. Some common values: $2 off $10, $3 off $15, $4 off $20. Purchase based coupons may be used in addition to store and manufacturer coupons.

Raincheck: A Rain Check is a written slip that you can request from a store when a sale item is out of stock. When the store restocks the item, after the sale period is over, a rain check entitles you to purchase for the previous sale price. Store may include an expiration date as well as a quantity limit on your rain check. Rain checks are usually issued at the customer service desk.

Rebate: A rebate is a refund of part or all of the amount paid. I refer to rebates as programs that offer you cash back for making a qualified purchase. Rebates are sponsored by a store or a manufacturer. Either clip and mail UPC barcodes or enter receipt proof of purchase online, then wait for your rebate check in the mail.

RR: Register Rewards. Walgreens drugstore rewards program, and version of the catalina coupon. Look for the same machines located at register, dispensing long receipt-like coupons that may be used on a future purchase. RRs cannot be ‘rolled’ like catalinas.

Rolling Catalinas: refers to the practice of separating your purchase into multiple transactions in order to use register catalina coupons from your first transaction to pay for your second transaction. Another catalina prints from the 2nd transaction that pays for the 3rd transaction and so on.

RP: Red Plum. Formerly known as Valassis, Red Plum coupon inserts and website feature coupons from a variety of manufacturers. Red Plum is part of Valassis Interactiv.

SCR: Single Check Rebate, Rite Aid Drugstore monthly rebate program. Each month pick up your rebate booklet to see hundreds of dollars in possible rebate savings. Shop with coupons, save your receipts and enter quick information online. The SCR system stores all your rebates and totals them each month. Request your monthly check be mailed to you and cash it like any other check! No clipping barcodes or UPCs, no mailing or stamping an envelope.

SS: Smart Source. A marketing company, like RP, Smart Source coupon inserts and website feature coupons from a variety of manufacturers. Smart Source is part of News America Marketing Co. Smart Source coupon inserts can be found in most Sunday papers.

Stacking: Stacking may refer to using any two promotions together. When a coupon coincides with a promotion, we say “stack the coupon with the sale or promotion”.

Stacking Coupons: Stacking coupons refers to using both a store coupon and a manufacturer coupon on one product. Nearly all stores will allow you to “stack”. Only one manufacturer coupon may be used per item.

Stockpile (v.): to buy many items at a time in order to build your stockpile.

Stockpile (n.): a food storage or stash of food and non-food items. Stockpiling is a key principle to my methods. Buy items when they’re on sale and you have a coupon. Buy products before you need them and build up a stockpile of food and toiletries. When you run out of an item shop from your stockpile.

Store Coupon: A coupon created by the store to entice you to buy a certain product at their store. Stores receive no reimbursement from store coupons. Store coupons may be found in the weekly ad, printed online or downloaded as e-coupons.

Store Loyalty Card: A free card which you present at checkout to receive additional savings. Fill out a short application to receive a loyalty card at your local grocer. If you don’t want to carry the card, the cashier can look up your preferred card by entering your ten digit phone number.

Transaction: a transaction refers to your entire purchase, especially the payment you make for that purchase. If I buy 30 items and then pay the cashier, I just made one transaction.

Tear Pad: A pad of manufacturer coupons found near product on shopping aisles. Tear pad manufacturer coupons may be used at any store, not just the one where you found the coupon.

WAGS: Abbreviation for Walgreens Drugstore

UPC: Universal Product Code. Bar code printed on product packages that can be scanned electronically.

WYB: When You Buy. Some sales or coupons require purchase of multiple items. When reporting a deal, I will always include a final price. Example: Buy 2 Mint Milano cookies $2.00 each, use 2 $1.00/2 coupons, Final Price: $1.50 each, WYB 2. You must buy 2 in order to use the $1.00/2 coupon, so the final price states “WYB 2″.

YMMV: Your Mileage May Vary. A phrase used to describe that an experience one shopper has may differ from your experience. One store may allow you to stack additional promos and another location may not do the same.

Happy Couponing,

J

how to organize your coupons

Now that you know where to get your coupons, here is your second step - HOW TO KEEP YOUR COUPONS ORGANIZED!!

First, I want to tell you (and show you) which approach works for me. Here is my coupon binder:

Personally, I use a binder to store my coupons. My coupons are filed in baseball card holders (you can get them at Wal-mart for less than $3) which are then divided by grocery categories using tab dividers. I think this is the best approach for me and my lifestyle which may not be the best approach for you. See below for other options. The dividers help me tremendously when I am in a particular aisle in the store for example, if I am in the aisle with canned soups, canned meat and canned fruit, all I have to do is flip to my canned goods tab. I have all the coupons for that particular category right in front of me and I don't have to waste time by flipping through each individual coupon just to find the one that I need.

Also, I think it's important that I mention I also utilize an envelope system. I have an envelope for each store that I frequent. When I am doing coupon match-ups or making a list of the things I need/want and I have a coupon for that particular item, I throw it in the store envelope so that I can run in the store, grab what I went there for, hand my coupons to the cashier and get out. Yes, I do take my coupon binder with me in the event that there might be something on clearance that I could get for FREE or cheap to help with my stockpile but I try not to spend a whole lot of time in the grocery store.

There are lots of ways to organize coupons; the key is to find the approach that works best for you. Three options to consider:

- Clipping out all coupons

- Clipping out just the coupons that you intend to use

- Leaving the coupon inserts intact, and clipping coupons on an "as-needed" basis

Personally, I clip EVERY coupon but I do this for several reasons:
- I have the time
- You never know when you can get a FREE item (and I get FREE items allllll the time just because I clip every coupon)
- I'm not shopping for myself but I am shopping for the needs of our low income families at work

Whichever approach you choose, there are several things that you can do to ensure that your coupons remain neat and accessible:
Develop a filing system. Many couponers organize their coupons by grocery category - dairy, frozen foods, deli, etc. – but it's not the only way to go. Find a filing system that works for you - by aisle, by expiration, etc. – and put it into action.
Find a container to hold your coupons. Use a shoebox, a storage container, a coupon binder, a coupon wallet or a recipe box – it doesn't matter what you choose – but it's important to have a designated spot for all of those coupons.
File coupons the same day you get them. Okay, so you may not always have time to file your coupons right away, but try to file them as soon as you can. This will prevent them from getting lost, and save you the hassle of having to sort through a big mess of coupons all at once.
Purge regularly. Expired coupons won't save you money, so don't let them hog space in your coupon file. Set a schedule for purging expired coupons, and stick to it.

Sunday is my day to clip coupons, file them in my binder and to purge the expired coupons. I recognize that not all people have the time (or patience) to do all of this in one day but maybe over the course of 3 days you can get it done. Maybe day 1 you can clip coupons, day 2 you can purge and then on day 3 you can file them away. Purging is a rather easy job if you stick with it. You can even get it done while watching a 30 minute sitcom.

Another tip that might be helpful is to designate a tote bag as your "grocery trip" bag. The one I use has 2 side pockets and a main compartment where I throw in my binder and reusable grocery bags. On one side, I throw in my wallet and cell phone. I now only have ONE bag to worry about instead of my coupon binder and my purse. While I am at the store, I use my other pocket for the coupons that I will be using, which means the store envelope that I referred to earlier gets put in here and then if I use any other coupons, they go in this pocket so I am ready when I reach the check out.

I hope that this helps solve the mystery to how you can stay organized with all those coupons!

I am interested in how other people organize their coupons. Feel free to leave a comment or a picture.

Happy Shopping,
J

where to find coupons

Now that you know a little bit about the basics of couponing, are you ready to start?? Or do you still have more questions? If you aren't sure how to get started, here is some information to get you through the first step  - FINDING COUPONS!!

There are a lot of ways to obtain coupons, but the most common places for a beginner to find them are in:
Newspapers- the Sunday newspaper is the BEST way to get coupons. You will find Smart Source, Red Plum and the P&G (Procter and Gamble) inserts in your paper. Inserts vary by region, month and unfortunately if you have a home delivery or buy at a gas station/grocery store.
Magazines -  you can find manufacturer and some specific store coupons in publications such as Woman's Day, Red Book, Family Circle, Allure, Cosmopolitan, Good Housekeeping, and the Wal-Mart published All-You Magazine (found only at Wal-Mart stores).
In store - look for coupons on store shelves that other customers leave, on products, in blinkies (in-store coupon dispenser), on the back of your receipt and look for Catalinas (coupons that print out at the register after your transaction).

Some places are going to be easier for others to find coupons but here is a list of additional places that you can find coupons:
Online - there are a TON of websites that offer printable coupons. Not all stores take them; but if yours does, you’re in luck. You can always check your stores' coupon policy online. The best place for a beginner to try is Coupons.com and manufacturer websites. (Personally, I don't like to print out a ton of coupons online because let's face it, ink isn't cheap - but if I find a high value coupon for an item that I KNOW I will use, then I will print it).
Junk mail - if you remember, I did a post about this a few days ago. Single high value manufacturer coupons have started to appear in junk mailers as well as whole coupon inserts so be sure to look before you toss.
Direct from the manufacturer- check manufacturer websites for printable coupons or contact companies (by mail, e-mail or phone) to request coupons. I have done this in the past for products that I love and don't see a lot of coupons for, for products that I want to try but wouldn't purchase without a coupon and for special diet products that I have to purchase like gluten free food. By doing so, I have been able to get high value coupons that I otherwise wouldn't be able to receive, coupons for FREE products, FREE samples of products and an average coupon that I would find in the newspaper - but every little bit helps.
Store mailings- get a frequent shopper card for the grocery stores that you shop, and you may be rewarded with special coupon mailings. I get special store coupons from Kroger ALL the time. They even give you at least TWO coupons for FREE products. How awesome is that!!!???!!! Another reason why I love Kroger!!!
On products- look in and on the packaging of the products that you buy. For instance, I bought Kings Hawaiian rolls for a Christmas Eve appetizer and on the package, there was another $1.00 off coupon. Score!!

I hope this helps you with any questions you have about where to find coupons. As always, leave a comment if you have a question and I will definitely help you out!

Happy Shopping,
J

Couponing Basics

I honestly can't even remember when, where or what it was like the first time I used a coupon. All I know is that I had to teach myself how the world of couponing operates. Lucky for you, all you have to do is read.

As new as this blog is to me, I am not new to couponing but I know that a lot of you are brand new couponers. I am by NO means a professional couponer, you will NOT find me on Extreme Couponing and I don't know everything about couponing but what I do know is that I LOVE to save money and I LOVE helping others so I figured why not put two and two together. This blog started completely unexpectedly but with a lot of need and support behind it.

So now that you know a little bit about why I do what I do, here are some couponing basics to get you started and to hopefully ease your mind and anxiety about using coupons.

First things first.
A manufacturer's coupon is a piece of paper with a discount for a specified product printed on it. The coupon can be used at most stores that carry the product. To receive the discount, you must purchase the specified product and give the cashier the coupon at the end of your transaction. The cashier is to scan the coupon and the coupon amount will be deducted from your purchase. Most stores double manufacturer coupons, however, it is based upon your region and store coupon policy. As a buyer, you are responsible for paying for the remainder of your purchase. If your coupon is for a FREE product, you are still responsible for paying the tax on the product.

A store coupon is essentially the same thing as a manufacturers coupon however, it is issued by a specific store. The store coupon may not be doubled depending on the store coupon policy (Kroger does not double their store coupons).

A Catalina coupon is a coupon that is printed out after you have checked out. Sometimes these coupons are just advertisements, but sometimes they are coupons or even money off your next in-store purchase. The Catalina will tell you how to use the coupon. For example, a Catalina printed the other day when I purchased 4 boxes of Milk-Bone biscuits for dogs. The Catalina is for $3.00 off my next shopping order. I also received a Catalina for 100 Labels for Education bonus points for buying a certain amount of Campbell's products.

I see ALL coupons as dollar bills and change and I treat them as that. You would never want to throw dollar bills away would you??

Now that's out of the way, let's talk about how to use the coupons and to understand the fine print.

Coupons may only be used ONCE. Meaning, you cannot use ONE coupon for 5 items. In that case, you would have to have 5 coupons UNLESS you had a coupon that stated "save $1.00 on FIVE" (see below).

Limit 1 coupon per transaction. It's simply just that. Say you want to buy TWO Similac containers using the coupon below, you will need to purchase ONE, use ONE coupon, pay the cashier and then do a separate transaction (a completed sale). I do separate transactions all the time, I've never had a cashier ask me not too.

$1.00 off TWO. Once again, it's simply just that. You MUST buy TWO products to save the value on the coupon. Let's use the coupon below for example. Let's say that Meijer is having a sale on Pantene products 2/$5. You MUST buy TWO for $5.00 and you will get $1.00 off leaving you a total of $4.00 for 2 or $2.00 each.

No more than 4 coupons (of any kind) for the same product in the same transaction. You can only use a total of four of the same coupon for the same product in ONE transaction. If you have less than four you are okay. If you have more than four, you will need to buy and pay for the four same items and then do another transaction. For example, if I were using the below coupon, and I had 6 of the Desitin coupons, I could only use four coupons on one transaction and then do another one to purchase the remaining two that I wanted.

BUY ONE, GET ONE FREE. These kinds of coupons can be your best friend if you match it with a BOGO (buy one, get one sale), but can make any cashier uneasy to have a ZERO balance. Not all products that have BOGO coupons have a BOGO sale. You see more of the drugstores (Walgreens, CVS, etc.) doing more of those BOGO sales. If we use the below coupon for example on a BOGO sale,

here is how the transaction would look like:

Store X offers Stayfree pads - Buy One, Get One Free ($4.99/2)

Buy 2 Stayfree pads at $4.99/2 - Buy One, Get One Free

Use Buy One, Get One Free coupon (takes off $4.99)

Final price after coupon - $0 + a few cents for tax

If Store X was NOT offering a Buy One, Get One Free sale, your transaction would look like this:

Store X offers Stayfree pads - $4.99

Buy 2 Stayfree pads at $4.99

Use Buy One, Get One Free coupon (takes off $4.99)

Final price after coupon - $4.99 or $2.49 each

Limit one coupon per item purchased. This is the best and most common coupon fine print you will see. This is the most lenient coupon you will find. This means that you cannot use a bunch of identical coupons when you are buying only one product. What this does mean is that you can use one coupon, per product. The kicker on this one is that some stores only allow you to use a certain amount of identical coupons in one transaction anyway. For instance, Kroger allows you to use 4 of the same identical coupons in a transaction. Meijer allows you to use two identical coupons in one transaction. The only time I do multiple transactions is if the identical coupon I am using is lower than a dollar because it will not double. Meijer states in their coupon policy that if you have more than two identical coupons, the other coupons will not double.

Other things to be aware of...

Coupons may not be copied. Copying coupons is illegal. You can obtain multiples of coupons in legal ways like buying multiple newspapers or printing off the allotted coupons online (usually you are allowed to print TWO coupons per IP address).

Read the wording of the coupon and ignore the picture! Manufacturer’s usually put a picture of their most expensive product on the coupon to make you think that is what you have to buy. If you actually read the terms of the coupon, most will usually say “save $X.XX on ANY brand XYZ product.” That means you can buy even the least expensive product and still save with the coupon! For example, there is a coupon from the January 2012 P&G Saver for $1.00 off any Oral B Floss product. They have an Oral B Floss product at Wal-Mart for .97 which makes it a 3 cents moneymaker but the picture on the coupon is for Oral B Glide Floss which is priced around $4.

You can use a coupon on an item that is on sale or on clearance! This is another way you can maximize your savings. Occasionally I will have a store clerk tell me otherwise, but it is usually cleared up by producing a copy of Store X's coupon policy (I have printed the coupon policies for the stores I frequent and carry them with me in my coupon binder), or by talking to a store manager.

If a product rings up higher than advertised or they miss one of your coupons, let them know! I have actually had this happen to me several times. On one occasion at Kroger, I purchased some bags of Halloween candy and the price that they rang up as was significantly higher than the advertised price on the display. A manager was called to price check and locate the display to confirm that the sign was in fact for a lower price. They actually gave me the products ($15 worth of candy) for FREE. Another situation that happened yesterday was that TWO of my coupons that I used were missed by the cashier. As I was reading over my receipt before I left the store, I noticed the problem, went back to the cashier. He called over a manager, they opened the coupon drawer, fixed the situation and reimbursed me the $3.50 they missed. You may not think that the hassle is worth it but if even ONE dollar is missed that adds up. Let me put it into perspective. If you visit 3 stores per week and each store overcharges you $1 because they missed your coupon, you are being overcharged $156 per year (that’s a month's worth of groceries in my house). It is usually more than a buck (just like in my case and rarely takes more than a minute at customer service).

Stand up for yourself! If you are using coupons correctly then shop with confidence. Hopefully all you beginners are starting to understand and can start shopping and using coupons with confidence. It's all about having coupon knowledge which is why I hope you all read this in its entirety even though it's pretty lengthy. More times than not, many cashiers are just misinformed and uneducated about coupons. Here are a few more things that you (and your cashier) may not know about coupons:
- For each coupon you use, the store actually gets PAID .08 on top of the face value of the coupon. For example, if the coupon is for $1.00 off, the store makes $1.08. If you use a .50 off coupon, the store makes .58.
- When a store doubles your coupon, the store is paying out of their pocket for it.
- Emphasize that one coupon per purchase does NOT mean one coupon per transaction if a cashier tries to pull the "one coupon per purchase" line. Remember: a transaction is a paid order and a purchase is an item. If they still don't get it then ask them nicely if they can do separate transactions.
- If you forget to give a coupon to your cashier, take your receipt and your coupon to the customer service desk and they will give you the price difference.

When all else fails, be calm and confident when you explain why you CAN use the coupon (hopefully this post helped). If the cashier still doesn’t accept it, ask nicely to speak to a manager. It is your money and you should not feel bad about being a smart shopper!

Now that your brain is fried and on coupon overload, and you still don't understand it. ASK. If you have any questions, feel free to ask me! I am happy to answer any and all questions. And remember, there are NO stupid questions. Couponing can be confusing, especially as a beginner.

Stay tuned for a post on WHERE to get coupons from and other basic couponing questions and answers.

Happy Shopping,
J